# ComplySub > ComplySub checks subcontractors' insurance certificates and contractor licenses against each general contractor's or property manager's requirements, flags gaps and expirations, reminds vendors and their agents, and gives subcontractors one compliance packet to share. ## How it works 1. **Set your requirements.** Limits, endorsements, certificate holder, and license rules, once per type of vendor. 2. **Send the upload link.** Each vendor gets a personal link and adds a certificate without an account. 3. **See gaps and get reminders.** ComplySub reads the certificate, flags what falls short, and reminds the vendor and their agent before anything expires. ## Who it is for - **General contractors and property managers** track vendor insurance and licenses against their own requirements. - **Subcontractors** keep one compliance packet and share it with every general contractor, checked against each one's requirements. ## AI assistants Connect Claude, ChatGPT, or another MCP client at https://complysub.agntwrk.com/mcp. Install steps: https://complysub.agntwrk.com/docs/mcp.md ## Pricing ### For general contractors and property managers Priced by how many vendors you track. #### Free: $0 - Up to 5 vendors - 1 project - 1 team member - Certificate checks against your requirements - Vendor upload link, no vendor account #### Pro: $49/month - Up to 50 vendors - Unlimited projects - 3 team members - Certificate checks against your requirements - Vendor upload link, no vendor account - Reminders to vendors and their agents - AI assistant access (MCP) #### Business: $149/month - Up to 250 vendors - Unlimited projects - 10 team members - Certificate checks against your requirements - Vendor upload link, no vendor account - Reminders to vendors and their agents - License monitoring - AI assistant access (MCP) ### For subcontractors Free for one certificate. Pro keeps every document current. #### Free: $0 - A packet with 1 certificate - Readiness against each GC's requirements - 1 team member #### Subs Pro: $12/month - Every document in your packet - Readiness against each GC's requirements - 3 team members - Expiry reminders - License monitoring - AI assistant access (MCP) ## FAQ ### What does ComplySub check? It reads an ACORD 25 certificate of insurance and compares it with the requirements you set: general liability, auto, umbrella, and workers' compensation limits, additional insured, waiver of subrogation, primary and non-contributory wording, the certificate holder, and expiration dates. It also records contractor license status and flags licenses that are inactive, expired, or about to expire. ### How do vendors upload their certificate? You send each vendor a personal upload link. They open it, add the certificate from their phone or computer, and are done. They do not need an account, and their insurance agent can upload on their behalf. ### Is ComplySub legal or insurance advice? No. ComplySub reads documents and compares them with the requirements you set, and it can make mistakes. The original certificate stays attached to every result so you can check it, and your contract, attorney, and insurance broker decide what is actually required and whether coverage is adequate. ### Which states are covered for contractor licenses? License status is available for Colorado, California, Texas, and Florida. For any other state, or a trade a state does not license, you can enter the license number and expiration by hand and get the same expiry tracking and reminders. ### How does ComplySub read a certificate? An AI model (Google Gemini on Vertex AI) extracts the fields from the uploaded document, and ComplySub then runs fixed checks against your requirements. If a document cannot be read, it is flagged as a finding instead of passing silently. ### What reminders does ComplySub send? On paid plans, ComplySub emails the vendor and, when you have its address, the vendor's insurance agent 30 days, 14 days, and on the day a certificate expires. You see the open gaps and a weekly digest in your dashboard and inbox. ### How long are documents kept? Documents and the fields read from them are kept while your account is active and deleted within 30 days of account deletion. We do not sell data and do not train models on customer documents. ### Does it work with Claude, ChatGPT, and other AI assistants? Yes. ComplySub runs an MCP server at https://complysub.agntwrk.com/mcp that Claude, ChatGPT, and other MCP clients can connect to, so you can ask about vendors, gaps, and expirations in chat. It is included with Pro, Business, and Subs Pro. ### What does ComplySub cost? General contractors and property managers start free with up to 5 vendors, then $49 a month for Pro (up to 50 vendors) or $149 a month for Business (up to 250 vendors). Subcontractors get a free packet with one certificate, or Subs Pro for $12 a month with every document and license monitoring. ### How do I cancel? Open the billing page in your dashboard, which opens the Stripe customer portal, and cancel there at any time. To delete your account and its data, write to hello@agntwrk.com. ## More - [Sign in](https://complysub.agntwrk.com/login) - [Pricing](https://complysub.agntwrk.com/pricing.md) - [Privacy policy](https://complysub.agntwrk.com/privacy.md) - [ComplySub MCP server](https://complysub.agntwrk.com/docs/mcp.md): Connect an AI assistant to ComplySub: server URL and install steps for Claude, ChatGPT, Gemini, Grok, Cursor, VS Code, and others, plus the tools it offers. - [ComplySub guides](https://complysub.agntwrk.com/guides.md): Plain-language guides to subcontractor insurance certificates, endorsements, contract requirements, and contractor licenses in Colorado, California, Texas, and Florida. - [How to read an ACORD 25 certificate, field by field](https://complysub.agntwrk.com/guides/acord-25-certificate-field-by-field.md): Walk through every section of an ACORD 25 certificate of liability insurance, from producer and insurers to limits, dates, and holder, and what each tells you. - [Additional insured: CG 20 10 vs CG 20 37](https://complysub.agntwrk.com/guides/additional-insured-cg-20-10-vs-cg-20-37.md): Learn what additional insured status means, how CG 20 10 (ongoing work) differs from CG 20 37 (completed work), and how to verify the real endorsement. - [Waiver of subrogation: what it is and what to verify](https://complysub.agntwrk.com/guides/waiver-of-subrogation.md): Learn what subrogation is, why contracts require a waiver of subrogation on GL, auto, and workers' comp, and how to confirm the endorsement is really in place. - [Primary and non-contributory insurance, explained](https://complysub.agntwrk.com/guides/primary-and-non-contributory.md): Learn what primary and non-contributory wording means, why GCs and owners require it, how it pairs with additional insured status, and how to spot gaps. - [Certificate holder vs additional insured](https://complysub.agntwrk.com/guides/certificate-holder-vs-additional-insured.md): The plain-language difference between a certificate holder and an additional insured, the common mistakes, and how to write holder wording into your contract. - [General liability limits explained](https://complysub.agntwrk.com/guides/general-liability-limits-explained.md): Each occurrence, general aggregate, products-completed operations, and the other commercial general liability limits, and how to read them on a certificate. - [Umbrella vs excess liability insurance](https://complysub.agntwrk.com/guides/umbrella-vs-excess-liability.md): Understand how umbrella and excess policies differ, how they appear on an ACORD 25, and the common gap where the certificate does not show what it needs to. - [Red flags when reviewing a certificate of insurance](https://complysub.agntwrk.com/guides/certificate-of-insurance-red-flags.md): Spot the common problems on a certificate of insurance: dates, names, limits, checked boxes without endorsements, wrong holder, and when to ask for more proof. - [Writing insurance requirements in a subcontract](https://complysub.agntwrk.com/guides/writing-subcontract-insurance-requirements.md): A checklist for a subcontract insurance section: coverages, limits, endorsements, certificate holder, evidence timing, and what happens on non-compliance. - [GC insurance requirements by trade](https://complysub.agntwrk.com/guides/gc-insurance-requirements-by-trade.md): See which coverages and endorsements general contractors commonly require from electricians, plumbers, HVAC, roofers, concrete, and painters, and why. - [What to do when a subcontractor's certificate expires](https://complysub.agntwrk.com/guides/subcontractor-certificate-expired.md): A step-by-step plan for an expired subcontractor insurance certificate: confirm the lapse, get the renewal, set a deadline, and prevent it next time. - [How property managers track vendor insurance](https://complysub.agntwrk.com/guides/property-manager-vendor-insurance-tracking.md): Learn which vendors need insurance, what to collect from each, how to organize records by property and owner, and how to run an annual review. - [Workers' comp exemptions for sole proprietors](https://complysub.agntwrk.com/guides/workers-comp-exemptions-sole-proprietors.md): A general guide to workers' comp exemptions for sole proprietors and owners, why a GC may still want proof, and what to ask for instead of a certificate. - [Colorado contractor license lookup: what the state covers](https://complysub.agntwrk.com/guides/colorado-contractor-license-lookup.md): Colorado licenses electricians and plumbers statewide but not general contractors. Learn what to look up, where, and what to ask a subcontractor for. - [California contractor license lookup with the CSLB](https://complysub.agntwrk.com/guides/california-contractor-license-lookup.md): How to check a California contractor license with the CSLB: status, classification, bond, workers' comp, and the traps that let a bad license look fine. - [Texas contractor license lookup: TDLR and plumbing](https://complysub.agntwrk.com/guides/texas-contractor-license-lookup.md): Texas has no general contractor license. Learn which trades TDLR and the plumbing board license, where to search, and what to ask a subcontractor. - [Florida contractor license lookup: certified vs registered](https://complysub.agntwrk.com/guides/florida-contractor-license-lookup.md): Florida contractors are certified statewide or registered locally. Learn how to check a license on the DBPR site and read status values like delinquent. - [COI tracking: spreadsheet vs software](https://complysub.agntwrk.com/guides/coi-tracking-spreadsheet-vs-software.md): A spreadsheet is enough for a handful of vendors. Learn what breaks as you grow, what software should do, and what to look for when you choose. - [How subcontractors can prequalify faster](https://complysub.agntwrk.com/guides/subcontractor-prequalification.md): Build one compliance packet, keep it current, and ask your agent for blanket endorsements so general contractors approve you in days instead of weeks. - [Getting a COI from your insurance agent](https://complysub.agntwrk.com/guides/getting-a-coi-from-your-insurance-agent.md): What to send your insurance agent so a certificate of insurance comes back fast and correct, and how to check it against the contract before you send it.